Customizing Your Own Home Based on Your House Plan

There are many ways on how you can achieve a lasting impression from your friends if you are showcasing your house home design, or if you really badly needed a new house plan and how it will work for you and your family. A lot of people who wanted to get the best thing there is in the design industry to have a wonderful house design readily agrees on things like the architectural form of the house, and the materials that are needed in building a house design.

If you are planning on customizing your home designs, you will need someone with an expert knowledge about the basic and the necessary things that you need to accomplish in order for you to get a better grasp of what you would like the house to appear, not minding what other will say either compliment of just a plain comment.

You must get a better knowledge of the materials and how it is used, so that when your house started its construction, it will be less hassle for everyone, even for the person who design your house. Or if you want, you can get someone to create a sample house design and then choose from it. Remember that it is quite expensive to buy a finished home design and house plans.

If you want your personal touch to appear on your house plan, all you need to do is to figure out what you really want and how you want the house to be like when it is done. Also listen to your home builders, let them know what needs to be done during the build up. Don’t stay idle on things especially if the design is a bit meticulous so that you have the home builders know how to implement it.

Try to get a home builder’s services to ensure that you can have an exact estimate of how much it would cost you and as well as it will save you from any mistake that you would be facing in the future. Remember that, building your house requires a lot of money, patience, and detail orientation so it would be best to have someone who knows the real deal.

Looking for the Silver Lining in Home Foreclosures

In this current housing market, millions of people are losing their homes and those who have not lost their homes, slowly but steadily see the value of their homes disappear until they are under water on their mortgages and are unable to sell their home for anything other than a huge loss. For most of us, our homes are our biggest investments and a loss of $50,000 to $100,000 is a hit that most people cannot absorb.

I am a home owner and I do not intend to sell my house for a long time, if ever. So the housing market collapse has not affected me in the way that it has affected others. When I purchased my house, I saw it as a long-term investment in which I would be living there for a long time and to raise a family there. For those who flip houses for a living and/or are looking to sell their house in the immediate future, this market is not one that is conducive to such motivations. Neither is it the right time for many people who only fair credit, to attempt to purchase a house. Home prices are falling and one would think that it would be a good time to buy a house. This is not the case if a person is trying to flip houses or if the purchase would be regarded as a starter house since the ability to resell that house for anything that resembled a profit in the short term, is something that just is not possible for the majority of Americans.

All of the aforementioned helps to compel people to see their home as an investment, a long-term investment which eventually will yield monetary profits. Every since the formation of this country, our economy has seen down turns. All markets are cyclical. This does not give much comfort to the home owner who is seeing the value of his or her home decrease by the thousands or even tens of thousands. However, home ownership is still the exception in this world rather than the norm and owning your own home is still and will forever be, a major aspect of living the American dream.

Recently, I have been having some trouble with a hole in my roof. I have been unable to pinpoint the origins of the water leakage for a while. However, when I did pinpoint the problem, it seemed that nothing that I did, ever worked. It became very frustrating for obvious reasons. I had to get atop my roof and rip off the old shingles, paper and plywood in order to properly fix the leak. While doing that, it struck me how lucky I really was to be able to fix my own roof of my own house and to be beholding to no man concerning how, when and why I wanted to fix it. I have traveled around the world and I can tell you that such freedoms are enjoyed by the relative few in this world.

You can quit your search towards a better life for you and your family and continue to live your life of quiet desperation, OR you can try something different!

Building Narrow Homes That Look Larger

An essential feature of building a home upon a narrow lot is that it will have to be small. Tiny lots of land can often be used to create fantastic homes, which offer you an attractive alternative to the many show-room homes which often give the impression of a cardboard cut-out of the homes around them. If you are unwilling to move into a house which looks the same as the rest on the estate, then purchasing a narrow lot and using narrow block house designs to create a modern home could be the answer you are looking for.

In the narrow lot, homes sometimes run the risk of being too small to allow light to travel through the house. Home designers can make a serious mistake by not looking at the size of windows and conservatories when designing narrow lot house plans, as these can create a real difference to the appearance of a home. Natural light will always make a house look bigger and more superior to the rest, and if you have to build a multi-storey home in order to get all the space you need, it will still be necessary to incorporate lots of windows and skylights into the narrow block house designs. Balancing the demands of living space and adequate lighting can be difficult, but a professional designer should be able to work within these two areas to bring in a natural compromise.

Any customized narrow block house designs will also have to include the opinions of the builders. Finding the right builder to create your narrow house is just as important as finding the perfect designer for the home, because without it you will be struggling to get the building right. Builders can offer their opinions about the right materials to use in order to maximize light in the home, for example, and they will also be able to offer advice on other features designed to bring more light into the home.

Builders can also create magic with your narrow lot house plans. The ideas on paper might be good, but the builder could find problems with the angle of a stairwell, or the installation of particular skylights. They can also offer alternatives to your storage space solutions, since this will be at a premium in a small or narrow house. The cupboards can be built into recesses in the stairs, for example, or placed so that they don’t block the angle of light coming into the home. This can be worked out in the narrow block house designs, but only by employing a builder who is able to work on those designs and adjust them when necessary will you be able to create a narrow house without compromises.

57 Ways To Reduce Housing & Home Expenses

Top Ten Tips…..

1. Consider buying an old, inexpensive house & modernizing it yourself.

2. Check firms that build the house’s exterior and you do the inside work.

3. Give thought to living in a mobile home or modular housing.

4. You can save substantially by learning how to conserve home energy.

5. Insulate your home yourself & you may be entitled to a large tax credit.

6. Use solar energy in your home & reduce conventional energy expenses.

7. Pay property insurance premiums annually for substantial savings.

8. Moving costs may be tax deductible, if it was done for business reasons.

9. If necessary, add extra rooms instead of looking for a larger house.

10. Keep your home in good condition. It will insure top money when selling.

How to save on home repair bills…..

11. Practice preventable maintenance. Take good care of what you have.

12. Get an illustrated manual & learn to repair most common problems yourself.

13. When needed, ask friends & neighbors whom they recommend for repair work.

14. Always get competitive bids for larger repair jobs.

15. Before hiring a firm, ask for names of their customers you can contact.

16. If a loan is required for repairs, shop round for lowest interest rates.

17. Borrow money for the shortest period possible.

18. Use reputable firms. Check with Better Business Bureau if necessary.

19. Establish a good trusting relationship with a reliable repair service.

20. Get a signed cost estimate before repair work is started.

Where to find the best home bargains…..

21. Discount stores.

22. Auctions.

23. Catalog stores.

24. Garage sales.

25. Flea markets.

26. Thrift stores.

27. Classified ads. (You’ll get a better bargain from private owner, than from a store).

28. Sales and clearances of reputable stores.

29. Look for “floor samples” and “demonstrator’s models

30. Shop for discontinued models and “slightly damaged” merchandise.

31. Buy “unclaimed” and “repossessed” furniture at warehouse sales.

32. Buy unpainted furniture and finish it yourself.

33. Try to buy wholesale. Some manufacturers have, “wholesale outlets”.
34. Consider working a swap with friends, relatives, neighbors.

How to buy furniture, appliances, and furnishings intelligently…….

35. Before you buy, ask yourself, “Do I really need it?”

36. Shop around before you decide. Become an expert comparison shopper.

37. Ask around. Talk to others and ask their experiences, suggestions.

38. Go to the local library and read. Check out recent articles on the subject.

39. Is the merchant reliable in case you have any problems later?

40. Never sign contracts or agreements until you know what you are signing.

41. If you buy on credit, keep a written record of your spending in your wallet.

42. Use charge cards only if you pay bills before interest is added.

43. Buy only low-energy, high efficiency appliances.

44. See if you can “make do” with what you have.

45. When ordering carpeting, ask for broadloom remnants and save about half.

46. Make some items yourself, such as curtains, draperies, bedspreads, etc.

47. Buy radios and TV’s during January & May sales.

48. February & June are good times to buy bedding, floor covering, and furniture.

49. Shop March & July for good buys on washers and dryers.

50. Buy rugs during August and October sales.

51. Stock up on household linens during the months of January, May & August.

52. March is a good month to buy a house, right after school vacation starts.

53. Buy a kitchen range, paint & wallpaper during April sales.

54. March is a good month to select a new air conditioner.

55. January sales are good for buying small appliances, blankets, quilts.

56. Buy house wares in Feb., Sept.; china & glassware in March & Sept.

57. Buy fabrics in Jan. & October; storm windows in June & July.

Buying a House – What to Consider About the Neighborhood It’s In

What do you consider about a neighborhood when buying a house?

One of the most overlooked aspects when buying a house is the neighborhood. Most often, buyers are too busy looking at the house itself or become distracted with the processing of their mortgage loan applications that they only get to look at the neighborhood once they are handed the key. Then it takes a few months or some years to make them realize that the neighborhood they live in is not the one they wanted.

When buying a house, a home buyer must not only focus on finding the right home, the right size, the right layout, and the right price. One must also know where the right location is. The neighborhood is an important aspect of your life especially that of your children, and as a home buyer, it is your responsibility to study the neighborhood before closing a sale.

Here are some of the aspects you should consider about the neighborhood before buying a house:

What is it that you really want?

You may have imagined what your dream house is like. You may have written down the different aspects of the house you want to live in. These are the things that you really want for your home. How about the things that you really want in a neighborhood? Note that any home (single family, condo, townhouse, etc.) will be a part of the neighborhood. So, when taking note of your dream home, also take note of your dream neighborhood. When buying a house, consider the neighborhood and what it is that you really want your neighborhood to be like. From there, use this as a guide in making a decision.

Security

Security must always be on top of your priority list when buying a house. Security does not only mean having security guards and closed gates. Sometimes you have to look inside the neighborhood itself to see if the neighborhood is safe and secure.

Accessibility and Traffic

If you are a working professional, an important thing to consider when buying a house is the neighborhood accessibility. Is there public transportation available when going to and from your neighborhood? How is the traffic? Suburban communities are often ideal neighborhoods because they are far from the hustle and bustle of the city yet they are accessible through nearby highways.

Amenities

Buying a house is a form of investment so you must ensure that you are making a wise investment by choosing a home in a neighborhood that works for your needs. Some neighborhoods have parks, picnic groves and clubhouses that make them attractive to families. But what is more important to look at when looking at a neighborhood is if it has amenities that would satisfy your needs (and not just your wants). For instance, choose a neighborhood with a nearby school (especially if you have children), grocery store (where you can buy groceries for your immediate needs), drug store, and hospital.

These are just the basic things you need to look at in the neighborhood when buying a house. Home buyers have varying priorities when it comes to choosing the home and neighborhood that would satisfy their needs. But what is most important is that you, as a home buyer, make it a point to identify your priorities. It is only when you have this priority list that you can get an idea of what you are looking for.

Selling Your Home With a Wet Basement

Making an improvement to your home just to sell it can be a tough pill to swallow. Many people find themselves selling their home to downsize maybe because they lost their job or had gotten in too deep to begin with. In those situations it’s understandably very hard to afford repairs. Whatever the reason, selling your home with a wet basement is an uphill battle in a buyer’s market. Most home buyers aren’t going to want to have to make repairs to their new home. After all, they probably just wiped out a bit of their savings putting down money on the house in the first place.

New home buyers will usually want to make some changes here and there after they settle in. Just making their decision on which home they want, arranging financing, and of course moving is enough for most people to cram into a single time frame. They can move on the rest of their punch list work after settling in. Here are a few things that aren’t always a top priority:

  • Wall Paint
  • Carpet Wear
  • Landscaping

These types of things are mostly just for looks and not really the “bones” of the house. Home buyers will certainly appreciate a nice looking floor or a well trimmed and painted wall if it is to their specific tastes. However, you can’t always assume that your tastes, or popular styles are what is going to appeal to the one buyer who will sign on the dotted line. When carpeting, painting, etc. are done to sell a house, it’s usually “neutral” in style and color. Most people would appreciate it, but sometimes it’s just easier to drop the asking price o f the house by the amount of the improvement than to rule out the 10 – 20% of buyers that disagree with your specific selection.

The “bones” of the house that I mentioned earlier are thing that everyone would agree needs to be in working order. It’s a simple matter of priorities where the axiom is needing function before beauty. Some of these items would be:

  • Sewer/Septic system
  • Heating, A/C
  • Electrical
  • Roofing, Flashing, Gutters
  • and of course a DRY BASEMENT

The basement is an important part of the house for multiple reasons. If it’s wet or damp, there can be structural issues after a while. The moisture can also breed mold, which will stop a house from being sold quicker than anything. If the buyers are looking at a finished basement, the water can easily devastate it. If they want to just use it for storage, they need to protect what they put down there. Water or dampness will also negatively affect the critical mechanicals such as the heater, water heater, oil tank, electric panel,etc.

Most house sales are accompanied by a home inspection. Home inspectors tend to not bother with things like faded or scratched paint, worn carpet of scuffed doorknobs. This is just not a significant concern. Home inspectors are going to report conditions of the second list I’ve mentioned and not show measurable concern over the aesthetics of the house.

In the end, spending money to improve a home you are leaving is difficult. Making the improvements will make it sell more easily, though. It can attract more buyers. It can reduce the need to lower the asking price. It can help the home sell faster, which saves you money. Care should always be taken to spend the money in a way to optimize results.

How To Decorate Your Kitchen On A Shoestring Budget

Kitchen’s can be one of the most expensive rooms in the house to remodel and decorate. However, there is a way to do this without spending tons of money. You can decorate your kitchen on a shoestring budget!

With patience, persistence, and a little time, there is one place to find decorative items for mere pennies. Where is this “magic” place? Yard sales! Granted, this will take much more effort than walking into a “Kirkland’s? or “Country Treasues’s” store at the local mall, but the money spent will be so much less. Plus, some really interesting and unique pieces will be added to your house.

It is amazing what items can be found at yard sales that will go with any kitchen décor under the sun. If you love a country style kitchen, search for baskets, pitchers, and pottery. These items can be placed above cabinets, as centerpieces for the kitchen table, or filled with fresh fruit or wildflowers and then placed on the counter.

If you love the retro style kitchen, yard sales are fantastic shopping spots. It is easy to find many kitchen items from the 1960’s-1970’s in good condition. While some are excellent collectible pieces, others can be purchased for sheer fun! Some cool pieces to look for old breadboxes, canister sets, and wall clocks.

If you your taste runs back to the 1940’s era, finding vintage pieces could be a bit more of a challenge. However, once items are found, they turn out to be well worth the time it took to hunt for them! Kitchens from the 1940’s call for vintage linens, which can be used as tablecloths or displayed by hanging from the store. Some of the lines have bright colors and designs which add warmth and cheer to any home’s kitchen décor. Since some of these old tablecloths are really collectible items and can be quite expensive if purchased in an antique shop, finding one at local yard sale for mere pennies would be fantastic!

When it comes to the modern and contemporary style, most yard sales offer almost new items. If you check out the yard sales in the pricey area of your city or town, you can likely find some expensive items at cheap prices.

At times, antique and collectible decorative items can be found at yard sales as well. If you are one who prefers collecting items such as certain types of china, vintage linens, or a hutch, it might help to do some research on the subject. This will help you spot a great piece.

Who knew decorating a kitchen in your home could be done so cheaply? Why not start checking out those yard sales today?

Rebuilding After the Flood

Flooding has caused considerable damages all throughout the world and people have rebuilt after the flood damage no matter how devastating the floods had been.

Things are not as easy as they seem on the surface. The whole scenario of rebuilding after a flood depends on what kinds of water has entered the house. The white water flood is usually the one with clean water sweeping into the houses from a water line of some sort. This is clean water and creates dampness and a wet atmosphere. This can be cleaned up quickly once the water is removed. The mold start growing after 72 hours and should be taken care of right away. You can hire the professionals to take of this so you can rest assured that there will be no future problems with mold.

But there are cases when the water comes in contact with some foreign material and may gather dirt or other foreign matter. This kind of flood is gray water. You need to take care of the contamination as well as the dampness. You can hire the professionals to take care of this as well.

The worst kind of flood is when the water comes in contact with sewage or hazardous contaminants such as a toilet overflow or a sewage line back up. This is known as black water, which needs to be handled with utmost care. Usually you will be required to throw away whatever has come in contact with the water. Anything soft or perishable definitely goes out. A profesional company will know how to handle this type of flood.

If black water enters the drywall in the house it needs to be cut out and replaced. For this you will need to cut the wall a minimum 12 inches above the highest point of water level. The studs in the wall also need to be disinfected, cleaned and dried. This will need to be done with the cupboards as well.

Rebuilding after a flood is required most in case of wood furniture, wood flooring, cupboards etc… Wood is usually what tends to be most prone to complete loss when it comes to water. The doorframes and any wood surface are surely destroyed by the flood water. Rebuilding after a flood usually begins after the water has been removed and the area has been dried out. If the water has set a little longer then the baseboards will need to be replaced as they may be water logged. Tile floor will need to be replaced as well. In most of the cases carpets are usually ruined.

So when you start rebuilding after a floods just call a professional company who can do the job from drying to rebuilding, and get your life back to normal.

Sell My Home So I Can Relocate for My New Job

The most common reason you may need to sell your home is because you need to relocate. Prior to 2007 the average duration people stayed in their home was 7 years. After the collapse of the housing market the average increased from 7 years to 11 years. Even though the length of time people say in their home has increased, there are many people that need to sell their home quickly so they can relocate.

Relocation because of a job offer in another city is a common occurrence. The Internet allows us all to search for employment across multiple towns, states, and countries. One of the biggest obstacles of accepting a new job is selling your home. The options you should consider when selling your home include selling your home yourself, for sale by owner, selling with a home selling agent, or selling to a local real estate investor.

Sell your house home by yourself can be a complicated process but may save you money. The money you save can be contributed to the savings of not having to pay a real estate agent or real estate broker. Agents gents typically cost 6 percent of your homes selling price, 3 percent for real estate agent representing the seller and 3 percent for the real estate agent representing the buyer. If you are selling a $200,000 home then the cost of selling with a real estate agent will be $12,000. The important thing to remember about selling with a real estate agent is that it is their job and this will save you time and frustration.

The next option to consider is selling your home yourself, FSBO. If you decide to sell your home yourself you should consider the time and effort it will take you. Although you may save money in the end, the time and effort will be tremendous. You will need to research and learn how to sell your home yourself. You may want to attend a local FSBO class, which typically cost between $100 and $200. After you learn how to sell your home you will need to spend some money on marketing your home. If you want your home shown on the Multiple Listing Service then you will likely have to pay between $250 and $300 for a couple month listing. This will allow your home to be viewed by reale state agents that have buyer for houses. The important thing to remember is that if an agent with a buyer does find your home, you will need to pay the buyers realtor fess which is 3 percent of your homes selling price.

The last way of selling your house that you should consider is selling to a local real estate investor. There are real estate investors in every major city in the nation. These investors purchase home from people that would like to sell quickly for a reasonable price. Some of the benefits of selling to a real estate investor include selling quickly, selling for a fair price, and selling your home without having to fix anything. Although real estate investors will want to buy your house for less than full market value, you will get a quick sale, not have to pay realtor fees, and don’t have to learn, list, and sell your home FSBO.

Should I Buy a Foreclosed Home?

Foreclosed home are the houses that were unable to pay or cannot accomplish payments for interest of the mortgage by the homeowner/mortgagor, this will be repossessed by the lender either the bank or financier as per arrangement in the terms of the mortgage contract. Foreclosed homes are can be sold by the lenders.

If the homeowner has failed to pay and considered as an overdue on the loan, the house might go for pre-foreclosure. The homeowner will receive a letter of advisory to take an action and should make the due payments soon. In this circumstance, some foreclosure home owners are forced to sell their houses for easy money.

For the home sellers, immediate selling of houses or properties is profitable to them. In some cases, foreclosures can be an advantage to a seller because they might get fully paid or they could get their house back and sell again for the second profit. A better deal always awaits the home seller when they are selling their houses for easy money. The home seller always gets the advantage because they can ask the home buyers for better financing plans.

And the principal advantage for home buyers is the financial savings from buying a foreclosed home. It is inexpensive to buy a foreclosed home because everybody knows that it will be more cheaper compared to new houses. This can be an investment for buyers they will buy it at the cheapest price and resell it on a higher amount. Purchasing a foreclosed home or property can save up to 30% to 40%.

There are some circumstances in buying a foreclosed home because homebuyers will never know what the real shape of the interior is. Home buyers that are willing to do some restoration or repairs, they buy foreclosed house at the cheapest market price. They tend to do this so that they will have their choice what restoration would it be.

You can make money on certain ways on buying a foreclosed home. The easiest way is to buy a foreclosed house and giving it to rent so you can earn a monthly income. Second is to buy a fixer-upper and invest in renovating or make it a well developed house and then sell it to a higher price. The third way is to search for a cheaper but descent foreclosed house and sell it at higher amount.

We all agree that buying a foreclose house is an advantage for the home buyers. Many properties are in foreclosure because many people are incapable to maintain their houses. They are eager to sell it at once because they might get their houses foreclosed. Nowadays there are more homes that is up for sale, this will be nice for home buyers because they have a lot to choose from. This will be a good help for mortgagor to ease them because home buyers are already to give out cash for foreclosed houses.

Because of today’s style of living, some people come up facing a lot of financial problems. They are dragging their self to all of their payments. If your house is in foreclosure or pre-foreclosure, migrating to other country, divorce or you just want to sell your house, home buyers are just around you to help you with your problems and will offer flash cash. As a matter of course home buyers are willing to let out their money to guarantee a fast closing.